1000+
Happy home buyers
10+ years
Helping investors grow
5.0 ★
From 201 Google reviews
5 banks
ANZ, ASB, BNZ, Westpac, SBS
● How we can help
Advice for every stage of ownership
Buying a home
First home or next home, we find the right loan and guide you through to settlement.
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Investment loans
Over a decade of helping investors structure lending to build their portfolio.
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Refixing & refinancing
Coming off a fixed rate? We review your options and restructure when it pays to.
Learn more
Insurance
Protect your home and your family with advice from our insurance adviser.
Learn more
● About us
Your best interest at heart
Navigate mortgage options with ease and let us take care of the application process. We've had strong relationships with most major banks for more than a decade.
We can quickly give you a good idea of what's possible, and we pride ourselves on presenting your application in the best light.
Meet the team
1
Have a quick chat
Book a free 15-minute call, online or in person.
2
Get clarity on your options
We look at your situation and show you what's possible.
3
We handle the application
Your application presented to the banks in the best light.
4
Settle in with confidence
Guidance through buying and settlement, and support long after.
● Locally owned & operated
Why Mortgages Online?
Family owned
A friendly, approachable and honest local business.
Experts
Professionals in our field. We put in the effort so you can relax.
Answers, fast
Responsive and clear. We give you the details you need.
Seamless service
High standards from first call to settlement day.

Meet us in Penrose, or from your couch
Come into our office at 101 Station Road, or book an online appointment and get the same advice from the comfort of home.

● What our clients say
★★★★★
Google review
“Hamish, Gail and the Mortgages Online team are top tier. They have a depth of knowledge across multiple subjects, excellent leveraging with lenders, and most of all are patient, kind and ethical. My family would not and will not go to another advisor other than Mortgages Online team. I recommend them without reservations.”
R
Rajiv Naidu
★★★★★
Google review
“We had a great experience working with Dev and Tara. They helped us buy our first home and have continued to support us with restructuring and refinancing to suit our situation. They're always helpful, professional, and genuinely care about getting the best outcome for their clients. Highly recommend!”
S
Sarvani Gadiraju
Google reviews
5.0
★★★★★
Based on 201 reviews
● Meet your team
Real people, on your side


Hamish
Founder // Financial Advisor

Dev
Mortgage Advisor

Sandy
Insurance Advisor

Chun
Lending Support

Tara
Administration Assistant

Mila
Refix Support
Banks we work with

● Contact
Let's talk
Book a free chat with one of our advisers about your next move.
Or call 09 625 4693 · 101 Station Road, Penrose